Saint Michaels Federal Credit Union


Choose from either a SMFCU Savings Account or a Money Market Share Account
…either way, your savings is bound to grow, like savings should!


Safeguard your long-term savings today,invest in share certificate today!

Business Accounts

SMFCU will provide low cost services for your business.

IRA Options

Choose from Individual Retirement Accounts that include theTraditional, Roth and Educational options.

Direct Deposit

Discover the convenience of Direct Deposit at SMFCU.

Club Accounts

Take advantage of our convenient club accounts for Christmas savings.

Smart System

Talk directly to our Credit Union computer from a touch-tone phone.

Checking Accounts

NEW ACCOUNTS WELCOME! Open your new Share Draft Checking Account and receive starter checks FREE!

Debit Card

An ATM card and a Debit card all in one!