Home Equity & Mortgages
We have the program for you!
Home Equity Loans and Lines of Credit
Enjoy the flexibility of a Home Equity Line of Credit or select a fixed rate and term with our Home Equity Loan! Home Equity Line of Credit – Convenient, flexible and easy to use.
- Easy access with free checks provided
- Low payment of interest
- Click here for our rates
- Affordable monthly payments.
**Members wishing to borrow between 81 and 90% of their homes value may incur a $100 nonrefundable appraisal fee. There is no fee charged to the member for a ride-by appraisal or up to 80% of the value of their home.
Fixed Rate and Term Home Equity Loan - Great for major purchases, consolidation and more!
SMFCU has a mortgage department dedicated exclusively to providing affordable loans for the purchase, refinance, or construction of your home. We can provide conventional and non-conforming mortgages, as well as construction loans and land loans.
With the wide and confusing variety of mortgage products now available to you, let our mortgage specialists tailor the proper mortgage loan to meet your individual needs and financial situation. (click here to see rates)
Available for pre-qualification!
Some features and benefits of SMFCU mortgage are:
- Pre-approved mortgage loans
- Fixed-rate and Variable-rate products