Savings Rates
| Type of Savings | Dividend Rate | APY | Dividends Credited | Minimum Initial Deposit |
|---|---|---|---|---|
|
Regular (Shares) Savings |
.05 |
.05 |
quarterly |
$5.00 |
|
Share Drafts Checking* |
.05 |
.05 |
monthly |
$300.00 |
|
Christmas Clubs |
.10 |
.10 |
quarterly |
$5.00 |
|
MMSA (Money Market Shares)** |
.25 |
.25 |
monthly |
$2,500.00 |
|
6 Month Certificate |
1.49 |
1.50 |
monthly |
$1,000.00 |
|
One Year Certificate |
4.41 |
4.50 |
monthly |
$1,000.00 |
|
18 Month Certificate** |
3.93 |
4.00 |
monthly |
$1,000.00 |
|
Two Year Certificate** |
2.96 |
3.00 |
monthly |
$1,000.00 |
|
Three Year Certificate |
2.96 |
3.00 |
monthly |
$1,000.00 |
|
Four Year Certificate |
1.98 |
2.00 |
monthly |
$1,000.00 |
|
Five Year Certificate |
1.98 |
2.00 |
monthly |
$1,000.00 |
|
IRA Regular Savings |
.05 |
.05 |
quarterly |
$5.00 |
- All IRA Certificate rates as listed above
- Rates Accurate as of 3/4/2024
- 6 Month EWP
Promo rate certificates available.
Please contact a member service representative for details.
- APR = Annual Percentage Rate
- APY = Annual Percentage Yield
- All IRA rules, regulations and restrictions apply.
- All rates are subject to change without notice. Please contact a member service representative at (508) 674-3861
- Fees may reduce earnings; a penalty may be imposed for early withdrawal (for certificate accounts); the dividend rate may change after the account is opened (for variable rate accounts).
*Minimum average balance to earn dividends = $300.00
*Monthly service charge $0.00. Business checking charge $10.00.
**Balances below $2,500.00 earn .05%