SAVINGS RATES
Type of Savings

Dividend Rate

APY

Dividends
Credited

Minimum
Initial Deposit

         
Regular (Shares) Savings .05 .05 quarterly $5.00
 
Share Drafts Checking* .05 .05 monthly $300.00
 
Christmas Clubs .10 .10 quarterly $5.00
 
MMSA (Money Market Shares)** .25 .25 monthly $2,500.00
 
6 Month Certificate .35 .35 monthly $5,000.00
 
One Year Certificate .95 .95 monthly $1,000.00
 
18 Month Certificate 1.01 1.01 monthly $1,000.00
 
Two Year Certificate 1.15 1.15 monthly $1,000.00
 
Three Year Certificate 1.25 1.26 monthly $1,000.00
 
Four Year Certificate 1.40 1.41 monthly $1,000.00
 
Five Year Certificate 1.65 1.66 monthly $1,000.00
 
IRA Regular Savings .05 .05 quarterly $5.00
 
 
 
All IRA Certificate rates as listed above
 
Rates Accurate as of 8/22/2014
 
*Minimum average balance to earn dividends = $300.00
 
*Monthly service charge $0.00. Business checking charge $10.00.
 
**Balances below $2,500.00 earn .05%
 
         

Variable rate certificates available.
Please contact a member service representative for details

         
  • APR = Annual Percentage Rate
  • APY = Annual Percentage Yield
  • Fees may reduce the earnings on the account
  • A penalty may be imposed for early withdrawal
  • Variable Rate Savings Accounts: Dividend rate may change after the account is opened
  • All IRA rules, regulations and restrictions apply.
  • All rates are subject to change without notice. Please contact a member service representative at (508) 674-3861
         
*Minimum average balance to earn dividends = $300.00
*Monthly service charge $0.00. Business checking charge $10.00.
**Balances below $2,500.00 earn .05%
       

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