St. Michael's Federal Credit Union

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Personal Loans Disclosures


Interest Rates and Interest Charges
Annual Percentage Rate (APR) Maximum of 18%
Payment Terms
examples based on $10,000 Outstanding Balance
see our lending rates page www.stmichaelsfcu.com/lendingrates.htm
Fees
Annual Fee none
Penalty Fees Late Payment: 3% of the late amount of principal & interest if over 15 days late
Returned Payment: $25.00

 

*Alimony, child support, or separate maintenance income need not be revealed if you don't wish to have it considered for repaying this obligation
*Member should retain a copy of this disclosure
*Terms accurate as of 11/3/14
*All rates are subject to change without notice. Please contact a member service representative at (508) 674-3861
*Non-compliance with contract provisions may cause delinquency which could lead to account termination and/or account closure

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Announcement!

Effective Feb, 2, 2012 an update to Home Banking will take place. The Home Banking will now become Virtual Branch. What this means to you is updates of online transactions. As always please call with any questions to (508) 674-3861. Thank You!
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