MORTGAGE RATES
Type of Mortgage

0 Points

1 Point

2 Points

       
Conventional Fixed Rates APR APR APR
 
10 years 5.25 4.99 n/a
 
15 years n/a n/a n/a
 
20 years n/a n/a n/a
 
30 years (Mass Housing) 4.50 n/a n/a
 
Adjustable Rates
 
1/1 ARM 3.99 n/a n/a
 
3/1 ARM 4.50 n/a n/a
 
5/1 ARM 4.75 4.25 n/a
 
  • APR = Annual Percentage Rate
  • APY = Annual Percentage Yield
  • 20% down payment required
  • the payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater
  • All rates are subject to change without notice. Please contact a member service representative at (508) 674-3861
       

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