St. Michael's Federal Credit Union

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Business Accounts

If you think that your business requires the banking services (and the associated high costs!) of commercial bank, think again! SMFCU can accept all sizes and types of businesses as members. SMFCU will provide low-cost services for your business.

Our savings products available to you include:

  • Business Checking: flat monthly fee of only $10.00
  • Term Certificates at competitive rates (click here for rates)
  • Federal Payroll Tax deposits

New Federal Regulation


Effective June 1, 2010, SMFCU is required to comply with the Federal provisions of the Unlawful Internet Gambling Enforcement Act (UIGEA) and Regulation GG for all commercial accounts and accounts used for business purposes (non-personal accounts).

This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your account or relationship with us. Restricted transactions include transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

By opening/maintaining an account, you agree not to use the account, any access device, or service made available to you through a SMFCU account for conducting any illegal activity including unlawful Internet gambling.

SMFCU may terminate your account relationship for engaging in unlawful Internet gambling or other illegal activities conducted through your account.


Pay Your Bills Online using Online Banking!

Effective Feb, 2, 2012 an update to Home Banking will take place. The Home Banking will now become Virtual Branch. What this means to you is updates of online transactions. As always please call with any questions to (508) 674-3861. Thank You!
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jUsT for KiDs!
Here at St. Michael's Credit Union we love doing things that involve kids. And this section of our website is devoted to them. Go! >

St. Michael's Newsletter
Updated and archived, you can view the SMFCU newsletters for lots of valuable information. Go! >

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